About RIA

Thinking about retiring? Are you retirement ready?

As you approach retirement many questions may arise. At Retirement Income Analysts, we understand the many concerns individuals and families face as they prepare for retirement, whether it is five or fifteen years away.

We will listen and review key factors in your life and develop a comprehensive retirement strategy that addresses your individual needs and goals, both short and long-term. Our goal is to guide our clients toward a more confident and comfortable retirement.

At Retirement Income Analysts, many of our clients are health care professionals, affluent families, and corporate retirees right here in CNY and the surrounding communities. We are experienced in a variety of pension plans and 401K plans, retirement planning, long term care, financial planning and so much more. As an Accredited Investment Fiduciary, we always put our client’s interests first.

Retirement is a significant milestone in one’s life. Our mission is to help make that transition more manageable and less stressful by building a personalized retirement strategy which includes ongoing support, objective advice and guidance.

Start preparing for tomorrow’s retirement today. Contact us to learn more or to set up a commitment-free introductory meeting.

Chip Coughlin

Chip Coughlin


Owner / President

Lisa Thurston

Lisa Thurston


Executive Office Coordinator

Devon Zalla

Devon Zalla

Administrative Assistant

Kathy Pieples

Kathy Pieples

Director of Compliance & Office Assistant

Mary Lou

Mary Lou Walker

Administrative Professional

Our Services

Retirement Planning

We’ll make you feel comfortable and confident in your personal retirement plan.

Wealth Planning

Our expertise ensures that each aspect of your financial plan is properly covered.

Professional Cash Flow Analysis

The goal is to economize in order to get more money into your retirement account.

Strategies for Income Protection

We focus on making sure you have adequate insurance and what it should mean to you.

Education Savings Strategies

Let us help you budget and allocate your money correctly for your child’s education.

Social Security Advisor

Our program shows you how to get the most out of your Social Security benefits.

Behavioral Finance Advice

We will help you make intelligent decisions that align with your values.


Speak to a trusted planning advisor today.

Syracuse, NY & Central New York Financial Planner