Retirement planning in Syracuse, NY and the surrounding areas that will give you emotional and financial confidence.


When you think about your retirement, your main focus may be on whether or not you have enough money to retire. In fact, that is the first thing people ask us when they come into our Syracuse, New York office. While that is a large focus in your retirement planning, there are many other pieces to the puzzle you may not be aware of.

“It’s not just your finances we’re planning, it’s the quality of the rest of your life.” – Harold Evensky

As part of your retirement plan, there are 2 boxes that you have to check off to have a successessful retirement. One is the financial box and the other is the emotional box.

Do your assets tell you that you have enough income to live the way you want to live?
Are you mentally and emotionally ready? What will you fill your time with? Do you have a social circle? Will you volunteer, work part-time or babysit grandchildren?

Factors That You May Not Be Aware of While Planning Your Retirement:

In the 5 years preceding retirement if you experience a sequence of poor returns, it may be very difficult for your portfolio to rebound with a decreasing timeline. Too much risk too close to retirement can lead to a reduced lifetime income.
Timing risk begins the day you retire and lasts for about 5 years. If you are drawing income from your portfolio and the market goes down, it could have a big effect on the longevity of your portfolio.
There are still taxes involved with everything that your retirement plan includes; your social security, investments, etc. We want you to pay as little tax as possible.

A Plan For After You Retire

In order to retire successfully, you need to have a plan. What will you do? Will you work part-time? Will you volunteer? Do you plan on moving away from Syracuse, NY or the surrounding areas? What will be your reason for getting up in the morning?

Retirement Planning to Help Prepare You in the Best Way Possible

We are goal-driven. Our goal is to help our clients think clearly, manage their emotions, and make great and intelligent decisions when it comes to their retirement. Retirement planning is not a one-size-fits-all.

What We Will Do Together:

  • Make you feel comfortable and confident in what your personal retirement plan will be.
  • Do a calculation based on industry standards to look at the probability that your money will last as long as you do and perhaps create a legacy.

  • Tax loss harvesting- evaluating your portfolio to keep your taxes as low as possible.

  • Prevent the sequence of returns risk by looking at your allocation in all of your investments to make sure that the risk element is correct, given your timeline.
  • Mitigate the timing risk through planning, so that you still have growth in your portfolio.
  • Devise a plan once you retire, so you stay healthy and content.

Our Services

Retirement Planning

We’ll make you feel comfortable and confident in your personal retirement plan.

Wealth Planning

Our expertise ensures that each aspect of your financial plan is properly covered.

Professional Cash Flow Analysis

The goal is to economize in order to get more money into your retirement account.

Strategies for Income Protection

We focus on making sure you have adequate insurance and what it should mean to you.

Education Savings Strategies

Let us help you budget and allocate your money correctly for your child’s education.

Social Security Advisor

Our program shows you how to get the most out of your Social Security benefits.

Behavioral Finance Advice

We will help you make intelligent decisions that align with your values.


Speak to a trusted planning advisor today.

Syracuse, NY & Central New York Financial Planner